Ideas & Insights

November displayed the forward-looking nature of markets as global equities reacted positively that a vaccine may be distributed in 2021.

IRS guidance on the 15% maximum on automatic contributions, 401(k) and 403(b) plan safe harbor requirements, and plan loan offset rollovers.

Market dominance by a narrow number of stocks has tempted investors to abandon diversification which is not the best long term strategy.

Rising COVID-19 cases and a failure from policy makers to pass further fiscal stimulus weighed on equity markets.

In this issue, we discuss financial wellness and the benefits to your workforce.

Many limitations, including the 401(k) elective deferral limit for employee contributions, remain unchanged from 2020 levels.

U.S. dollar strengthened in September as the existing monetary stimulus wane and expectations for fiscal stimulus before the election fade.

In response to extreme bouts of market volatility, index providers disregard their standard rebalancing practices.

Sustained upside inflation risks remain low despite recent stimulus measures, but inflation dynamics are fluid.

In this issue, we discuss four red flags that the IRS and the Department of Labor look for on Form 5500 filings.

The U.S. Department of Labor has issued necessary regulations for service providers that want to offer PEP arrangements to their clients.

The DOL’s lifetime income disclosure rule will increase costs and information required for benefit statements in defined contribution plans.

These proposed regulations apply to the extension of time to rollover participant loans provided by the Tax Cuts and Jobs Act (TCJA).

Reopening risks weighed on midstream energy performance and relatively attractive yields benefited real estate.

These Frequently Asked Questions will help you understand the stock options you have been granted and their tax consequences.

In regard to fixed income, nominal Treasury yields fell across the curve and positive risk sentiment benefited credit spreads.

DOL proposes prohibited transaction exemption for Financial Institutions and Investment Professionals providing advice to participants.

Due to the COVID-19 pandemic and economic crisis, the IRS will permit employers to adopt midyear amendments to plan contribution formulas.

Municipal bonds have a long history of capital preservation in stressful periods and enjoy a number of foundational strengths.

Notice 2020-51 affords welcome additional flexibility for individuals to deal with required minimum distributions they took in 2020.