United States

RSM 2015 Loan Loss Reserve Survey


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The RSM 2015 Loan Loss Reserve Survey is a helpful guide for community financial institutions nationally to evaluate their allowance for loan losses in context with peer institutions.

In our 2015 Loan Loss Reserve Survey, we take a deep dive into historical loan loss trends, recent and projected changes in allowance for loan losses, and overall management of loan loss policies. Our survey also breaks down data by region and financial institution size, which may offer useful insights for your credit risk management and loan loss reserve practices.  

Specifically, the results of the survey provide a snapshot of banks and credit unions across the nation and their loan loss reserve factors, with clear views of data for classified and nonclassified loans by asset size. The data is also broken down by components of reserve requirements.

Now in its 11th year of publication, financial institutions have found the data in the RSM survey helpful in evaluating their institution in comparison to their peers.


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