United States

Insurance considerations to address your long-term care needs


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Long-term care (LTC) refers to the wide range of services and levels of care that individuals need when they are unable to care for themselves or perform certain daily activities due to chronic medical conditions. Generally, the risk for an LTC event increases with age, and given that individuals are living longer lives, the possibility of LTC events for the population is increasing. Careful planning for an LTC event should be considered, whether insurance is part of the plan for funding the LTC event or not.

This white paper provides key information about LTC events, as well as choices one must have for such an event, including funding an insurance product.

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