Ideas & Insights

Individuals may be eligible for a valuable incentive to reduce federal income tax liability for contributing to a 401(k) plan.

While we are constructive on near-term markets, we will focus on the rebound in business activity following progress with the vaccine.

While global economic activity increased in late 2020, the pace of recovery may be poised to moderate sequentially.

Learn the importance of discussing with a plan advisor how best to customize plan fees based on circumstance and available options.

What many ERISA plan sponsors consider “reasonable” fiduciary responsibility for plan document retention may not comply with IRS rules.

The Department of Labor is working on guidance addressing cybersecurity issues as they relate to plan sponsors and third-party providers.

A consequence of COVID-19 reductions is potential partial plan termination. Learn the requirements of a partial plan termination.

The responsibility of selecting and monitoring the plan’s menu of investments is designated to a retirement plan investment committee.

Plan sponsor actions to incorporate the provisions of the SECURE and CARES Acts into their plan documents and plan administration.

In this issue, we discuss how to best handle 2021 after a tumultuous 2020. Other topics include labor and workforce, human capital and more.

November displayed the forward-looking nature of markets as global equities reacted positively that a vaccine may be distributed in 2021.

IRS guidance on the 15% maximum on automatic contributions, 401(k) and 403(b) plan safe harbor requirements, and plan loan offset rollovers.

Market dominance by a narrow number of stocks has tempted investors to abandon diversification which is not the best long term strategy.

Rising COVID-19 cases and a failure from policy makers to pass further fiscal stimulus weighed on equity markets.

In this issue, we discuss financial wellness and the benefits to your workforce.

Many limitations, including the 401(k) elective deferral limit for employee contributions, remain unchanged from 2020 levels.

U.S. dollar strengthened in September as the existing monetary stimulus wane and expectations for fiscal stimulus before the election fade.

In response to extreme bouts of market volatility, index providers disregard their standard rebalancing practices.

Sustained upside inflation risks remain low despite recent stimulus measures, but inflation dynamics are fluid.

In this issue, we discuss four red flags that the IRS and the Department of Labor look for on Form 5500 filings.