Ideas & Insights

In this issue of Retirement Report we discuss several areas that influence plan sponsors and fiduciaries of defined contribution plans.

Because of COVID-19 concerns, the IRS is extending pending deadlines for employers to adopt updated 403(b) retirement plan documents.

While volatility remains, we think the actions of the Fed and policymakers will eventually help to stabilize markets and restore liquidity.

In this podcast, learn what provisions of the SECURE Act are likely to affect your financial, tax and estate plans.

In response to concerns about the economic fallout from COVID-19, the Federal Reserve (Fed) cut their policy benchmark rate mid-cycle.

Is the coronavirus the only factor driving recent market volatility? RSM US Wealth Management discuss the elevated market uncertainty.

U.S. equities were flat as concerns grew about the impact of the coronavirus on global economies, which increased volatility last month.

Risk assets were off to a strong start in 2020, but that abruptly reversed the last week of January. Read more.

Investors are now asking what, if anything, will derail markets from moving higher. Will a reversal in 2020 mean we’re back to the races?

In this issue, we discuss the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) potential effect on plan sponsors.

Equities values broadly outperformed growth during the month of December, led by technology, energy, utilities and healthcare.

The SECURE Act makes changes affecting retirement benefits in qualified plans and in IRAs for both the employers and individuals.

The Act’s significant implications for individuals’ retirement and estate planning suggests that they consult with their advisors…now

IRS guidance establishes amendment deadline for 401(k) and other retirement plans to comply with new hardship distribution rules.

IRS issues guidance on voluntary employees’ beneficiary associations (VEBAs) and supplemental unemployment benefit trusts (SUBs).

United States equities reached new highs in November and continued to gain on a mix of supportive monetary policy.

U.S. equities gained on strong employment and corporate earnings in October, suggesting that the U.S. economy is holding steady.

The IRS issues proposed regulations to update the life expectancy tables to reflect current, longer life expectancy rates.

The IRS publishes applicable annual limitations and maximums for retirement plans, resulting in small increases for 2020.

It is important for investors to focus on long-term strategic asset allocation in the face of short-term economic headwinds.