Insurance Consulting Services
A properly structured life insurance portfolio can be invaluable to maintaining your family's wealth by providing cash at a time of need, ensuring protection while preserving capital assets for heirs.
To perform a life insurance audit, we review your current needs and goals to determine your requirements for risk protection. A variety of questions have to be answered:
- How much income will family members need to maintain their standard of living?
- Will there be enough liquid assets to pay debts, medical costs and estate taxes?
- Will assets have to be sold quickly at depressed prices to raise the needed cash?
Working with a licensed insurance agent, we offer a comprehensive review to show you how your current policies are performing. We also help you decide if the coverage is adequate for your current and future needs.