Loan Review

Accurate, timely loan risk identification

Regulators expect loan risk to be accurately recognized and assigned when they walk in your door. Banks that fall short can elicit strong criticism. Even worse would be the issuance of an enforcement action, exposing you to public scrutiny that could permanently erode the trust of your customers and stakeholders.

Typically, community banks don't have enough staff or sufficiently experienced personnel to perform loan review internally. While larger banks may have enough resources, periodically they may need outside assistance to meet production goals or supplement their internal staff on special projects.

Ideas for improving loan risk management performance

We help you avoid criticism by independently reviewing your loan portfolios and administration and supervision practices, including commercial real estate, construction, commercial and agricultural loans. We also provide you with an evaluation of the effectiveness of your institution's loan policies and procedures.

Our experienced financial institution professionals:

  • Help your management and board of directors assess your loan portfolio quality
  • Independently risk-rate loans and identify documentation and loan policy exceptions while assessing the effectiveness of your overall loan administration and supervision practices
  • Provide feedback on your loan risk management processes related to regulatory standards and industry best practices
  • Independently assess the adequacy of your bank's Allowance for Loan and Lease Losses (ALLL) methodology

The RSM difference

Many of our professionals were bankers, banking regulators, internal auditors, loan officers or bank department executives themselves. They understand your business and your need for timely, relevant feedback and reports.

As a national firm, we offer you a broad view of industry best practices and in-depth experience gained during hundreds of loan review engagements for banks of all sizes and complexity.

Isn't it time to call RSM?

How can we help you?

Contact us by phone 800.274.3978 or
submit your questions, comments, or proposal requests.

Rapid Assessment®

Complete our Rapid Assessment form to be contacted about receiving our "quick-hit" diagnostic of your critical areas of operations.




Cybersecurity lunch and learn: Shedding light on the dark web

  • March 21, 2018


Meet RSM at the 2018 IIA GAM Conference

  • March 12, 2018


2018 economic and risk outlook webcast

  • February 20, 2018


AML and regulatory compliance webcast series: Winter 2018

  • February 13, 2018


Cybersecurity risks for employee benefit plans

  • January 11, 2018