United States

How should Main Street insurers approach ERM?

A four-phase approach to risk management for the smaller insurer

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Main-Street insurers face many of the same risks as their giant national competitors, yet they don’t have the depth of resources to apply to their risk management efforts. Yet enterprise risk management still makes sense for these smaller insurers. Tailoring enterprise risk management strategies to the Main-Street insurer offers a four-phase approach to strategic risk management that Main-Street insurance companies can follow to effectively manage their risks.


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